Ok, some progress, at least!
I nuked everything and started completely over; this time uploading the files with rBrowser and editing zp-config with BBEdit, instead of relying on GoLive. Started up slick and without warnings. I can upload images, edit meta information, but I cannot view the albums: when I click on the link to an album, I get 404'd.
The first thing I discover is that the url to the album is not where the images are: the link is to
http://originbiomed.com/obi_V3/zenphoto/test/
but the actual images are at
http://originbiomed.com/obi_V3/zenphoto/albums/test/
and even if I edit the url in the browser, it STILL returns "page not found"!
I'm wondering if I am perhaps not understanding the purpose of the RewriteBase variable in .htaccess . As a naive user, I had interpreted this to be a folder into which my images would be processed and saved, so I made a directory named it "stockimages". The path to this folder is originbiomed.com/obi_V3/stockimages, so that is the path I set in .htaccess. However, now that I've uploaded some images, I see that they go into the albums folder. I'm now wondering what the purpose of the RewriteBase variable is, and what it should be in this case.
-Michael